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Mortgage lending institutions all require confidential information when making a mortgage loan application. To expedite the process of loan approval, you will want to gather all of the following. (Only those that apply to you)

• A copy of the Sales Contract - Signed by ALL parties.
• Social Security Numbers for all applicants.
• Three months recent Bank Statements and/or pay stubs for most recent pay period.
• W-2 Forms for the last two years.
  • If you are Self-Employed, business and personal tax returns for the past two years will be required, also, Profit and Loss Statements and Balance Sheets with Year-To-Date earnings.
• Mutual Fund account numbers and address: 3 months statements.
• Copy of your company's current "Thrift" plan, pension fund, or retirement benefits.
• If you are a landlord, provide copies of tenancy lease agreements and verify income.
  • If you currently rent your home/apt./condo/etc., obtain a letter from your landlord explaining your rental stability. (Do you pay on time every time?)
• Serial Numbers and Face values of U.S. Savings Bonds and other stocks.
• Any property settlements caused by divorce or separation.
• If you are stating Alimony as income, provide proof of amounts received {e.g. copies of cancelled checks, military allotments or bank statements: must have 12 months documentation}
• Credit card statements showing CURRENT balance and account number.
• ANY papers about bankruptcy judgment. Provide copies of original filed documentation and the discharge papers.
  • Bankruptcies need only be reported if filed within the last seven (7) years.
• Refinancing your home? Provide all of the following:
  1. Name of Lending Institution
  2. Address
  3. Account Number, and
  4. Customer Service contact Number.
• Assets including vehicles:
  1. Year
  2. Make
  3. Model
• Verification of Employment: Provide a letter from your boss or Payroll/Human Resources Department